[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ayzu.cz\/zajem-o-hypoteky-podporuje-i-drahe-najemne\/#Article","mainEntityOfPage":"https:\/\/www.ayzu.cz\/zajem-o-hypoteky-podporuje-i-drahe-najemne\/","headline":"Z\u00e1jem o hypot\u00e9ky podporuje i drah\u00e9 n\u00e1jemn\u00e9","name":"Z\u00e1jem o hypot\u00e9ky podporuje i drah\u00e9 n\u00e1jemn\u00e9","description":"Pamatujete dobu socialismu? Pokud ano, pak si mo\u017en\u00e1 vybav\u00edte i skute\u010dnost, \u017ee bydlen\u00ed ve st\u00e1tn\u00edm byt\u011b obn\u00e1\u0161elo pravidelnou platbu m\u011bs\u00ed\u010dn\u00edho n\u00e1jemn\u00e9ho, kter\u00e9 se rovnalo \u010d\u00e1stce … ","datePublished":"2024-11-09","dateModified":"2024-11-09","author":{"@type":"Person","@id":"https:\/\/www.ayzu.cz\/author\/#Person","name":"","url":"https:\/\/www.ayzu.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a414941ff2b86a79f1a70a433f21d60df00047fefe742a46b6fded139881a475?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a414941ff2b86a79f1a70a433f21d60df00047fefe742a46b6fded139881a475?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ayzu.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ayzu.cz\/wp-content\/uploads\/skyscraper-1124632_640_2.jpg","url":"https:\/\/www.ayzu.cz\/wp-content\/uploads\/skyscraper-1124632_640_2.jpg","height":0,"width":0},"url":"https:\/\/www.ayzu.cz\/zajem-o-hypoteky-podporuje-i-drahe-najemne\/","about":["Pen\u00edze"],"wordCount":426,"articleBody":"        Pamatujete dobu socialismu? Pokud ano, pak si mo\u017en\u00e1 vybav\u00edte i skute\u010dnost, \u017ee bydlen\u00ed ve st\u00e1tn\u00edm byt\u011b obn\u00e1\u0161elo pravidelnou platbu m\u011bs\u00ed\u010dn\u00edho n\u00e1jemn\u00e9ho, kter\u00e9 se rovnalo \u010d\u00e1stce zhruba 250 a\u017e 500 K\u010ds. Tehdej\u0161\u00ed mzdy se rovnaly p\u0159ibli\u017en\u011b t\u0159em a\u017e \u010dty\u0159em tis\u00edc\u016fm korun\u00e1m, tak\u017ee si snadno odvod\u00edte, \u017ee se jedn\u00e1 o osminu a\u017e desetinu m\u011bs\u00ed\u010dn\u00edho p\u0159\u00edjmu. Um\u00edte si p\u0159edstavit takov\u00fd \u017eivot? Mnoho lid\u00ed d\u00edky tomu nem\u011blo existen\u010dn\u00ed starosti a ze mzdy nebyl probl\u00e9m u\u0161et\u0159it pen\u00edze na dovolenou, na auto atp. Po sametov\u00e9 revoluci se ale ceny n\u00e1jm\u016f za\u010daly zvedat, a zas\u00e1hlo to celou republiku. V sou\u010dasn\u00e9 dob\u011b je cena n\u00e1jemn\u00e9ho v Praze p\u0159ibli\u017en\u011b na pr\u016fm\u011brn\u00e9 hodnot\u011b 22 tis\u00edc korun s pr\u016fm\u011brnou mzdou ve v\u00fd\u0161i 46 tis\u00edc korun. Nepot\u0159ebujete ani kalkula\u010dku, abyste odvodili, \u017ee n\u00e1jemn\u00e9 spolkne t\u00e9m\u011b\u0159 polovinu platu (plus m\u00ednus). Tato \u010d\u00edsla se tak\u00e9 p\u0159ibli\u017en\u011b rovnaj\u00ed m\u011bs\u00ed\u010dn\u00edm spl\u00e1tk\u00e1m hypote\u010dn\u00edch \u00fav\u011br\u016f, samoz\u0159ejm\u011b se \u010d\u00e1stky v\u00fdrazn\u011b li\u0161\u00ed d\u00e9lkou splatnosti a v\u00fd\u0161\u00ed \u00fav\u011bru, ale dost\u00e1v\u00e1me se tu ke srovnateln\u00fdm cifr\u00e1m a mnoh\u00e9 z v\u00e1s napadne, zde nen\u00ed rozumn\u011bj\u0161\u00ed, kdy\u017e u\u017e vyd\u00e1v\u00e1te mnoho pen\u011bz ze sv\u00e9 kapsy, spl\u00e1cet nebankovn\u00ed hypot\u00e9ky bez registru, ne\u017e platit tak vysok\u00e9 n\u00e1jemn\u00e9, z n\u011bho\u017e nem\u00e1te v\u016fbec nic, pouze to, \u017ee m\u016f\u017eete v dan\u00e9m objektu p\u0159esp\u00e1vat, na\u010de\u017e v\u00e1m tu v podstat\u011b nic nepat\u0159\u00ed.Spl\u00e1tkami hypot\u00e9ky si hrad\u00edte vlastn\u00ed bydlen\u00ed, kter\u00e9 v\u00e1m jednou bude pat\u0159it, ale u n\u00e1jemn\u00e9ho m\u00e1te st\u00e1le jednu kapsu pr\u00e1zdnou a druhou vysypanou. Jste st\u00e1le jednou nohou venku na ulici, nem\u016f\u017eete tu o ni\u010dem rozhodovat a jedin\u00e9 va\u0161e pr\u00e1vo je krom\u011b o\u017e\u00edv\u00e1n\u00ed bytu t\u0159\u00edm\u011bs\u00ed\u010dn\u00ed v\u00fdpov\u011bdn\u00ed lh\u016fta. A \u010d\u00edm je \u010dlov\u011bk star\u0161\u00ed, t\u00edm m\u00e9n\u011b se mu chce st\u011bhovat z m\u00edsta, na kter\u00e9 je zvykl\u00fd, je to sv\u00fdm zp\u016fsobem stres, kdy m\u00e1te jen t\u0159i m\u011bs\u00edce na to sehnat nov\u00e9 bydlen\u00ed, aby odpov\u00eddalo va\u0161emu standardu, v\u00fd\u0161i n\u00e1jemn\u00e9ho a pokud mo\u017eno i tamn\u00ed lokalit\u011b, aby v\u00e1s to nenutilo m\u011bnit zam\u011bstn\u00e1n\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z\u00e1jem o hypot\u00e9ky podporuje i drah\u00e9 n\u00e1jemn\u00e9","item":"https:\/\/www.ayzu.cz\/zajem-o-hypoteky-podporuje-i-drahe-najemne\/#breadcrumbitem"}]}]